Insurance for amusement and leisure parks
Since choosing your insurance is crucial to the life of your business, take advantage of exceptional partner offers.
A specialized solution for leisure, professional liability, multi-risk and company mutual insurance.
Partner guarantees and coverage
Find insurance for your amusement park
Professional liability insurance – Civil liability insurance
Civil, professional and operational liability insurance to ensure your defense and recourse in the event of an accident.
Business interruption insurance
Financial coverage in case you are unable to receive your clients and carry out your business.
Multi-risk office and premises insurance
A comprehensive, multi-risk business insurance policy for complete coverage of your fleet in the event of a claim
Company health insurance
A high-performing supplementary health insurance plan for you and your employees. Strengthen your employer brand and your benefits.
How to insure an
amusement park?
To insure a leisure park, your insurance company will need several elements such as the nature of the activities, the address of your park, the type of clientele, as well as the number of visitors expected.
Additional information such as manufacturer warranties for your installations and the origin of the products sold may be requested.
It is important to carry out this study before creating your park because you will be required to provide proof of insurance for your opening.
Discover our latest articles and news!
Explore our expert tips for boosting your leisure park by reading our latest blog post.
Professional liability insurance – company liability insurance
for your fleet
Professional liability insurance, also known as professional liability insurance or professional civil liability insurance, is a form of life insurance for companies. It protects them against damages caused: bodily injury, property damage, or consequential losses. Furthermore, it provides compensation for legal defense costs in the event of litigation.
In addition, Public Liability Insurance (PLI) will cover your company for damages caused during operations.
How does Professional Civil Liability work?
Professional liability insurance essentially determines the most appropriate coverage amount based on turnover. For effective coverage, and depending on the size of your leisure center, you must choose the coverage amount that matches your turnover.
This professional insurance contract operates on an annual commitment basis, like most other contracts.
Why choose professional liability insurance?
It is necessary to have professional liability insurance to avoid seriously impacting the finances of your leisure center in the event of disputes.
Why choose a professional liability insurance policy?
Professional liability insurance (RC Pro) covers damages caused by oversights, errors, or negligence. It is particularly useful for damages caused by clients, suppliers, or third parties. This insurance helps prevent the need to pay out substantial compensation.
Business interruption insurance for amusement parks
In the event of a major disaster affecting your premises and leisure park, Business Interruption insurance is essential. It provides coverage against fires, floods, storms, and many other events.
This Business Interruption insurance compensates you for the loss of your gross margin.
What types of losses are covered by Business Interruption insurance?
It is possible to insure your leisure park against interruptions of activities related to various events such as: weather-related events (fires, storms, hail, snow…), theft and vandalism, machine breakdowns…
What is the price of Business Interruption insurance?
Just like other insurance policies, the price of Business Interruption insurance depends on several factors: the rate applicable to the company's direct damage insurance, the various coefficients linked to the duration of business interruption, the compensation period, etc
What compensation is provided by Business Interruption insurance?
This guarantee ensures the payment of compensation for a period defined in the contract. It can also cover the reimbursement of additional expenses incurred as a result of the loss, such as temporary installations, equipment rental, and certain operating costs related to informing customers. It is therefore advisable to choose this coverage to avoid these problems.
Multi-risk office and premises insurance
Multi-risk insurance protects your offices and commercial premises against a variety of risks and potential damages. This coverage includes: water leaks, broken windows, vandalism, etc
This insurance is not mandatory if you are a homeowner but it is strongly recommended as it allows you to be covered in the event of a claim in order to avoid costs to you.
Who is required to take out multi-risk office/premises insurance?
As mentioned previously, this insurance is not mandatory if you are a homeowner. If you are a tenant, it is essential to take out comprehensive home insurance.
What guarantees are included in commercial premises insurance?
Commercial premises insurance includes standard coverages: natural disasters, water damage, fires, vandalism and theft.
You can add standard optional coverages and specific coverages depending on your needs. An advisor will recommend the best coverages for your situation.
Company mutual insurance for parks
Since January 1, 2016, employers have been required to provide and offer group health insurance to all their employees. This supplementary social security coverage is therefore essential, regardless of the type of business, to ensure employee protection.
How to choose the right company health insurance plan?
To choose the right company health insurance plan, you should speak with an advisor to identify your needs and expectations. A professional will then suggest the available solutions.
What is the purpose of a company health insurance plan?
A company health insurance plan supplements the reimbursement of healthcare expenses covered by social security. It therefore acts as a complement to social security coverage.
Ask for information
Submit your inquiry below to have a team member respond to your needs quickly
Insure your fleet with Storkeo
It is essential to have insurance when you own an amusement park or leisure center. Several types of insurance are available: professional liability insurance, business interruption insurance, multi-risk insurance, and group health insurance. If you haven't yet taken out insurance or don't know where to start or which policy to choose, you've come to the right place. Storkeo offers a wide selection of insurance partners for personalized support with a leisure insurance agent. Whatever your needs and objectives, we'll guide you so you can make the best choice.
Don't wait any longer to insure your fleet!